In the context of a Broad CPP, which of the following is a covered loss?

A Broad Commercial Package Policy (CPP) typically offers a range of coverages that extend beyond those found in a basic policy. One of the key features of a Broad CPP is that it provides coverage for losses due to falling objects. This can include damage to a building or its contents when an object falls and causes harm.

This coverage is significant because it protects the insured from various risks associated with objects that may fall, such as parts of a building, trees, or debris from nearby structures, which could result in substantial repair costs or loss of property. The inclusion of falling objects in this type of policy enhances the overall protection it offers, making it a valuable option for businesses that wish to safeguard against such unpredictable events.

The other options provided represent occurrences that are generally excluded or limited in standard commercial policies. While ordinance and law, earth movement, and water damage could be covered under certain circumstances or additional endorsements, they are typically not included in the Broad CPP's core coverage. Thus, falling objects stands out as a clearly covered loss under this specific type of policy, highlighting its importance to policyholders in protecting against potentially significant hazards.