What is the principal coverage limitation for art glass under commercial fine art coverage?

The principal coverage limitation for art glass under commercial fine art coverage is focused on breakage that occurs while the art piece is on exhibit. This is particularly relevant because art glass pieces are often displayed in galleries or museums where they are more exposed to the risk of sudden and unexpected breakage due to various factors such as visitor interaction or environmental conditions.

Commercial fine art coverage typically includes provisions for protecting valuable art pieces, but it has specific limitations when it comes to the type of damage that is covered. Breakage, which can be a common concern for delicate items like art glass, can be limited or excluded from coverage, especially if the piece is actively being displayed.

Other forms of damage, such as theft, damage during transportation, or natural disasters, may have different coverage implications, often being explained in separate terms or with specific exceptions. Thus, the focus on breakage while on exhibit highlights the unique risk associated with displaying fragile artworks, making this limitation a critical aspect of the coverage provided.