What must a statement of proof of loss include?

A statement of proof of loss must include specific details that substantiate the claim being made. One of the key components is the date, time, and description of the event that caused the loss. This information is essential because it provides the insurer with a clear understanding of what occurred, allowing them to evaluate the legitimacy and extent of the claim.

Including the date and time helps establish when the incident took place, which is crucial for correlating the event with the policy coverage and terms. Additionally, a detailed description of the event gives context and allows the insurer to assess the situation more accurately. This aligns with the requirements found in most insurance policies, which stipulate that claimants provide sufficient evidence supporting their claims.

While other options might contain important information related to the claim, they do not capture the fundamental purpose of the proof of loss, which is to detail the occurrence leading to the claim.