What type of coverage is provided by the HO-6 Condominium Owners Form?

The HO-6 Condominium Owners Form is specifically designed for individuals who own a condominium unit. This type of coverage generally provides protections for the interior of the unit, which includes the walls, ceiling, and floors. This is commonly referred to as "walls in" coverage.

This means that if something were to occur, such as a fire or water damage, the homeowner would be covered for damages to the interior areas of their condominium, including personal property and improvements made to the unit.

The other options present broader or different types of coverage that do not align with the specifics of what an HO-6 policy offers. For example, coverage for the entire building structure or the land and exterior structure would typically fall under the ownership of the condominium association, which has a separate master policy. Liability coverage for common areas pertains to the shared spaces within the condominium complex and is generally included in the association's master policy, not in the coverage provided to individual unit owners.

Thus, the correct answer captures the essence of what the HO-6 Condominium Owners Form covers, emphasizing the protection of the unit from the interior perspective.