What type of insurance is meant to cover “coast to coast; land, air, entry waterways”?

Prepare for the Illinois Property and Casualty Exam effectively with multiple choice questions, hints, and explanations. Enhance your readiness for the exam with dedicated study materials.

Inland marine insurance is specifically designed to cover property in transit over land and water, thus fitting the description of "coast to coast; land, air, entry waterways." This type of insurance protects goods while they are being transported, whether by truck, rail, or ship, making it especially important for businesses that deal with the shipping of goods.

Inland marine policies often cover items that are not fixed to one location, which is why they are essential for businesses that send goods across different locations and through various means of transit. This includes not only the typical overland transport but also air and water travel, thus encompassing the broad range of transportation mentioned in the question.

Commercial auto insurance focuses on vehicles used for business purposes but does not cover goods in transit in the same comprehensive manner as inland marine. General liability pertains to legal liability for bodily injury or property damage caused by business operations and does not cover the transport of goods. Crime insurance is intended to protect against loss due to criminal acts such as theft or fraud and does not address the broader transportation of goods.

Therefore, inland marine is the answer that best encompasses coverage "coast to coast; land, air, entry waterways."

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