Which exclusion is common in a Special CPP?

In a Special Commercial Property Policy (CPP), there are several exclusions that are commonly included to clarify the scope of coverage. These exclusions help insurance companies define the risks they are willing to insure.

The exclusion for weight of snow and ice is significant because it acknowledges the structural limitations and potential failures that can occur during severe weather conditions. Insurers often exclude damage related to snow and ice accumulation to mitigate the risk of substantial claims arising from this type of exposure.

The nuclear hazard exclusion is also standard, reflecting the unique liabilities and catastrophic losses associated with nuclear incidents. Insurance for nuclear risks is typically managed through specialized policies, as the potential financial impact of these events far exceeds standard property coverage limits.

Fungus exclusion is included to address the growing concern and cost associated with mold and other fungal issues, which can arise from water damage or prolonged humidity. This exclusion ensures that policies do not inadvertently cover the extensive remediation costs linked to such conditions.

Considering all three types of exclusions are common within a Special CPP, it is accurate to say that "all of the above" are exclusions found in that policy type. This demonstrates a comprehensive understanding of liability management within property insurance frameworks.