Which of the following represents a cause of loss covered in a Broad CPP?

A Broad Commercial Property Policy (CPP) offers coverage for various types of risks that businesses may face, and one of the key features of this type of policy is its expanded coverage for specific causes of loss.

Weight of snow, ice, or sleet is indeed a covered cause of loss under a Broad CPP. This coverage is particularly relevant in regions where heavy snow or ice accumulation can lead to structural damage or other types of loss, such as in Minnesota or Illinois during the winter months. The policy recognizes the potential risks associated with adverse weather conditions and provides financial protection against damages resulting from these natural occurrences.

In contrast, earthquake damage, flooding, and war damage are typically not included in the standard coverage of a Broad CPP. Earthquake and flooding often require specific endorsements or separate policies due to their unique nature and the potential for severe loss, while war damage is often excluded due to the catastrophic nature of such events and the complexity of insuring against them. Recognizing which causes of loss are covered helps businesses adequately protect themselves and assess their insurance needs.