Which type of coverage deals with specific items or property?

Specific insurance is a type of coverage that focuses on protecting particular items or pieces of property. This means that the policy is tailored to provide coverage for designated items, often with detailed documentation and appraisals to reflect their value. This type of policy is ideal for high-value items such as jewelry, art, or collectibles, where individual valuation and protection are essential.

In contrast, blanket coverage offers a broad range of protection across multiple items or types of property without specifying the value of each item. General coverage also lacks the detailed focus on specific items, providing more overarching protection without itemization. Alternative insurance generally refers to non-traditional means of insuring property and may not specifically address the protection of individual items. Thus, specific insurance serves a distinct purpose by concentrating on the unique qualities and values of certain property, making it the correct choice for this question.